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Can we not be honest with people? Must we really be so patronising that we actually have to try to nudge their behaviours as opposed to leading from the front and telling people the hard, honest truth? It appears that we must. The entire pensions industry is singing from the same hymn sheet in support …

The second print edition of TechLife is now available. TechLife is published every quarter and is filled with industry news, white papers and information on legislative changes. If you wish to receive a hard copy of TechLife please email marketing exaxe com with your name and postal address. If you would prefer to receive this …

Report after report lands on my desk calling for major reform of the pension landscape.  Great play is made of the longevity figures, which show that the current system is unsustainable and that disruptive thinking is needed to solve this crisis. One thing they have in common is that people need to take control of …

By Tom Murray, Head of Product Strategy, Exaxe. Open any newspaper and it’s hard to avoid an article decrying the on-going bureaucratic interference in the workplace by health and safety officials.  Every day, bizarre situations are trotted out to underline the stupidity of the situation, such as police officers that can’t jump into a pond …

NEWS RELEASE DUBLIN, IRELAND Exaxe appoints Head of Development, Technology & Innovation as part of its continued expansion Exaxe, the specialist IT solutions provider for the life and pensions industry, today announces the appointment of David Morrissey as its new Head of Development, Technology & Innovation. The move comes following a recruitment drive and an …

Governments love the idea of the grand gesture. When it comes to big problems, like the looming pension crisis in most OECD countries, the natural temptation for a minister is to come up with a huge initiative, which causes major disruption in the policy area, confident in the knowledge that he or she will no …

The financial planning sector in Australia has won a major battle to blunt the government’s reforms aimed at restoring trust in the financial services sector. The government has made a significant change to the hotly contested ‘opt-in’ provision of the Future of Financial Advice (FoFA) reform, which dictates that advisers must ask their clients regularly …

The howl of outrage that has greeted the budget from the pensioners needs to be heard with an amount of scepticism. There is no real argument for treating pensioners more generously, in terms of tax allowances, than those in the productive sector of the economy. The allowances also cause a huge amount of extra work …

As the Chancellor sits in his study in No. 11 and ponders the fate of the higher rate tax relief on pension contributions, you have to be a bit sympathetic to his dilemma. Overall his basic political philosophy would push him to encourage people to save for their own retirement provision. However, given the state …

As soon as the news broke in November that the Financial Services Authority (FSA) had decided to interfere with legacy policies and bring them under the Retail Distribution Review (RDR) umbrella, you just knew they were setting out to make life difficult. And so it proved, with the rules released this week concerning legacy policies …